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Motor Vehicle Legal Terms
The laws governing motor vehicles vary from state to state. In general, laws assume that the vehicle was used with the owner's consent.
The mortality rates are influenced by laws that increase penalties that make revocation automatic or target social hosts. Mandatory education, treatment for alcohol, and interlock devices all have little effect.
Legal Definitions
State laws govern the legal definitions of motor vehicles. The various definitions that are used in connection with national requirements for fuel economy and licensing requirements for commercial vehicle drivers serve mostly for administrative purposes, and are not applicable to states that decide their own registration classifications. The classifications of a vehicle determine whether a driver requires an additional license to operate certain types vehicles.
These state laws define the terms "automobile," "light truck" and other. For instance, the definition of light truck includes all motor vehicles with the capacity of the manufacturer's rated carrying capacity of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. This includes any vehicle or combination of vehicles that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.
Wheel chair is a conveyance equipped with wheels and is used by people who physically disabled and are unable to walk. A moped is a motor vehicle with not more than three wheels that are in contact with the ground that travels at speeds of no more than 35 miles per hour.
A pedicab, or pedal-driven vehicle, is one that is driven by a driver sitting on the top. The owner of a vehicle is the one who has the legal title.
Traffic Laws
Typically, each state has its own set of motor vehicle laws which encompass everything from registration process to insurance requirements. These statutes also cover the kinds of vehicles covered by the law. While certain laws are similar between states, others are quite different. There are motor vehicle accident attorney cary that limit the number of people who can be carried in a pedicab. There are laws that ban reckless driving on certain kinds of roads, like a parking lots.
If you violate these laws, you could be punished and fined. Penalties can include having your license suspended or having to go to traffic school.
The law governing speed limits on roads is one of the most important laws a state has. In New York, for example it is stated that the speed limit for commercial vehicle is similar to that of an automobile.
It also defines a "motor vehicle" as any type of vehicle or other device that is powered mechanically and used on roads to move people or property or for other commercial reasons. The law does not apply to trailers, semitrailers and coaches, all-terrain and snowmobiles as well as motorized mobility assist devices for people with disabilities and self-propelled corn as well as harvesting machines for hay.
Insurance
A motor vehicle policy is a contract that covers the insurer against financial loss in the event of bodily harm or death or property damage caused by a third party arising from running, maintaining, ownership, or use of an insured vehicle. It can also provide protection against physical damage to the vehicle itself. It must include the name and address of the named insured, the coverage afforded by the policy, the cost payable, the duration of effectiveness and the limits of liability. It should also include an agreement or endorsement that states that the insurance offered is in accordance with the coverage provided for bodily injuries, death or property damage.
The language used in the motor vehicle policy may be confusing to the average person. Duncanville law firms typically recommend that an individual review the policy sample to fully comprehend the terms. One of the biggest confusions is the definition of "motor vehicle". This phrase is used in numerous statutes that govern the registration of vehicles as well as financial responsibility laws.
Examples of the coverages that are covered under a motor policy include commercial auto coverage for automobiles used for commercial or business establishments or for employment, activities, or occupations performed to earn money, automobile liability insurance, which covers PIP, MP, and uninsured and underinsured motorist coverage (UM/UIM). This type of insurance is required by several states.
Permissive Use
It is crucial to understand what insurance coverage is available in the event that someone other than the named insured or a family member is driving your car and causes an accident. This is known as permissive usage and the specific terms of your policy can vary but generally, the majority of major car insurance companies provide this kind of coverage.
It is important to remember that you are accountable for any damages caused by a driver who has your permission. Permission can be expressed or implied but does not necessarily require a written document.
In determining whether there is implied consent, courts will take into consideration the relationship between the parties, their previous behavior and the use of the vehicle and the circumstances surrounding a particular driving event. A court will also look at whether any restrictions were imposed regarding the permissive usage and if even minor deviations from the duration, location or restrictions of the initial permission would violate of these restrictions.
Be aware that adding a driver to your insurance is likely to increase your insurance premium higher, since it makes the car more risky to insure. It is therefore important to weigh your options carefully before giving your vehicle over to anyone else. Contact Jerry to receive a no-cost insurance quote and discuss your policy's terms.